Revised Rate of Interest on loans and advances w.e.f. 1st August 2008.
PLR-Prime Lending Rate
12.5%
A) Priority Sector Advances
 
     i)    Upto Rs. 5.00 lacs
12%
     ii)    Above Rs. 5.00 lacs
12.5%
B) Non-Priority Sector Advances
12.5%
C) Educational Loans
11%
D) Housing Loans
10.5%
E) Loans to Medical Practioners/Professionals
11%
F) Personal Loans
13.5%
G) Loans & Advances fully secured against Govt. securities such as NSC, KVP and Surrender Value of LIC etc.
10%
ADVANCES ABOVE 25.00 LACS - BASED ON PLR

Advances against our Bank Deposits in the name of Borrower / his family member

Upto Rs. 5.00 Lacs – Rate of Interest @ 2.00% over the Deposit rate
Above Rs. 5.00 Lacs – Rate of Interest @ 1.00% over the deposit rate

Advances against our Bank Deposits in the name of Third Party
Rate of Interest @ 2.50% over the Deposit rate
Rate of Interest on Deposits w.e.f. 1st October 2008
Period
Revised Rate of Interest
General Public
Senior Citizen/Institutions (Registered)
     
30 days to 45 days
5.25%
5.25%
46 days to 90 days
6.50%
6.50%
91 days to 180 days
7.50%
8.25%
181 days to less than 1 year
8.75%
9.50%
1 year and above but less than 2 years
9.75%
10.75%
2 years and above upto 3 Years(inclusive)
10.25%
11.00%
Above 3 years upto 5 years(inclusive)
9.50%
10.00%
Above 5 years
9.00%
9.75%
 Term Deposits for a minimum period of 15 days with a minimum Deposit of       Rs.5.00 lacs at 4.75% p.a. rate of Interest.


Door Service to Senior Citizens by making a Phone Call to your nearest branch.