Revised Rate of Interest on loans and advances w.e.f. 1st May 2007.
PLR-Prime Lending Rate
11%
A) Priority Sector Advances
12.5%
B) Non-Priority Sector Advances
13.5%
C) Educational Loans
12%
D) Housing Loans
12%
E) Loans to Medical Practioners
12%
F) Personal Loans
13%
G) Loans & Advances fully secured against Govt. securities such as NSC, KVP and Surrender Value of LIC etc.
10.5%
ADVANCES ABOVE 20.00 LACS - BASED ON PLR

Advances against our Bank Deposits in the name of Borrower / his family member

Upto Rs. 5.00 Lacs Rate of Interest @ 2.00% over the Deposit rate
Above Rs. 5.00 Lacs Rate of Interest @ 1.00% over the deposit rate

Advances against our Bank Deposits in the name of Third Party
Rate of Interest @ 2.50% over the Deposit rate

Rate of Interest on Deposits w.e.f. 1st May 2007
Period
Interest
   
30 days to 45 days
5.00%
46 days to 90 days
6.00%
91 days to 180 days
7.00%
181 days to less than 1 year
8.00%
1 year and above but less than 2 years
8.50 %
2 years and above upto 3 Years
9.00%
Above 3 years
8.50%
Additional 1% Interest to Senior Citizens of 60 years & above ; on deposit of 3 months & above. 
• Additional ½% Interest to Charitable Trusts, Co-op Societies & Educational Institutions (Regd.)
New Term Deposit Schemes

Name of the Scheme
Validity
Period
Rate of Interest
Nav Jeevan Samrudhi (Minimum Amount Rs. 10,000/-)
Upto 30-6-07
15 Months
General – 10%

Senior Citizens & Institutions – 10.5%

Cricket World-Cup 2007
Upto 30-6-07
4 Years
Common for All -10.25%


Door Service to Senior Citizens by making a Phone Call to your nearest branch.