Revised Rate of Interest on loans and advances w.e.f. 1st August 2008.
PLR-Prime Lending Rate
12.5%
A) Priority Sector Advances
 
     i)    Upto Rs. 5.00 lacs
12.5%
     ii)    Above Rs. 5.00 lacs
13%
B) Non-Priority Sector Advances
13.5%
C) Educational Loans
11%
D) Housing Loans
12%
E) Loans to Medical Practioners/Professionals
12%
F) Personal Loans
13.5%
G) Loans & Advances fully secured against Govt. securities such as NSC, KVP and Surrender Value of LIC etc.
11%
ADVANCES ABOVE 25.00 LACS - BASED ON PLR

Advances against our Bank Deposits in the name of Borrower / his family member

Upto Rs. 5.00 Lacs – Rate of Interest @ 2.00% over the Deposit rate
Above Rs. 5.00 Lacs – Rate of Interest @ 1.00% over the deposit rate

Advances against our Bank Deposits in the name of Third Party
Rate of Interest @ 2.50% over the Deposit rate
Rate of Interest on Deposits w.e.f. 16th August, 2009
Period
Revised Rate of Interest
General Public
Senior Citizen/Institutions (Registered)
     
15 days - Minimum Dep. of Rs.5.00 lacs
3.25%
3.25%
30 days to 45 days
3.50%
3.50%
46 days to 90 days
4.50%
4.50%
91 days to 180 days
6.00%
6.75%
181 days to less than 1 year
7.00%
7.75%
1 year and above but less than 2 years
8.00%
8.75%
2 years and above upto 3 Years(inclusive)
8.25%
9.00%
Above 3 years upto 5 years(inclusive)
8.50%
9.25%
5 years & above
8.00%
8.75%
 Term Deposits for a minimum period of 15 days with a minimum Deposit of       Rs.5.00 lacs at 3.25% p.a. rate of Interest.


Door Service to Senior Citizens by making a Phone Call to your nearest branch.