Schedule of Service charges
( W.E.F. 01-04-2023)
| Issue of Pay Order | Transfer | Cash |
| Upto Rs. 25,000/- |
Rs. 30/- | Rs. 75/- |
| Above Rs. 25,000/- |
Rs. 1.50 per thousand | Rs. 2.50 per thousand |
| Maximum |
Rs. 750/- | Rs. 2,000/- |
| Issue of DD on Correspondent Bank (Axis Bank/IDBI Bank etc) | Transfer | Cash |
| Upto Rs. 25,000/- |
Rs. 50/- | Rs. 100/- |
| Above Rs. 25,000/- |
Rs. 1.50 per thousand | Rs. 2.50 per thousand |
| Maximum |
Rs. 5,000/- | Rs. 5,000/- |
Note : If PO/DD is issued against the Cash deposits in SB/CA, the commission charges will be levied of those charged on issue of PO/DD against the Cash and not of Transfer
| Cancellation of Pay Order / DD | |
| Cancellation of Pay Order / DD |
Rs. 100/- per Instrument |
| Issue of Duplicate PO/ DD |
Rs. 100/- per Instrument |
Note : In case of revalidation of DD / PO we will recover cancellation charges as well as charges for issue of Duplicate PO/DD
| Stop Payment Charges | Saving | CD/CC/OD |
| Cheque Stop Payment Charges (per cheque) Maximum Rs.1000/- per instance. |
Rs. 100/- | Rs. 200/- |
| In case of Loss of full Cheque Book or series of Cheques, the total Stop Payment Charges will be |
Rs. 500/- | Rs. 750/- |
| Revoke of Stop Payment Charges |
NIL | NIL |
| Statement Charges | Saving | CD/CC/OD |
| Issue of Duplicate Pass Book / Duplicate Statement |
Rs. 100/- | Rs. 100/- per page |
| Statement through Mail (per account) if issued duplicate |
Rs. 50/- | Rs. 50/- |
| Certification Charges | Saving | CD/CC/OD |
| Any Other Certificate (e.g. address confirmation, account /prop confirmation) |
Rs. 100/- | Rs. 100/- |
| Attestation of Signature / Photo (Per Document) |
Rs. 100/- | Rs. 150/- |
| Status Report / Confidential Report (Per Certificate) |
Rs.200/- | Rs.200/- |
| Balance / Interest Certificate |
Free of Charge | Free of Charge |
| Account Closure Charges | Saving | CD/CC/OD |
| Account closed within Six Months (exempted if bank discontinues account/relation). |
Rs.300/- | Rs.800/- |
| Incidental Charges (Half Yearly) | Saving | CD/CC/OD |
| Incidental Charges (Half Yearly) |
NIL | Rs. 150/- per page of 40 entries |
| Mandate Initiation/Modification/Cancellation Charge |
Rs. 150/- per mandate | Rs. 200/- per mandate |
| Cheque Return Charges | Saving | CD/CC/OD |
| For Return of Cheque deposited in our Outward Clearing |
Rs. 200/- | Rs. 300/- |
| For Inward Clearing (Cheque drawn on and returned by us.) |
Rs. 200/- + Rs. 2/- per thousand | Rs. 300/- + Rs. 2/- per thousand |
| For Transfer return. If memo is demanded then charges to be debited to debit instrument account. |
Rs. 100/- | Rs. 100/- |
| ECS return charges | Saving | CD/CC/OD |
| ECS return charges |
Rs. 150/- | Rs. 150/- |
| Minimum Balance Charges (w.e.f. 27-05-2018) | Saving | Current Account |
| Minimum Balance Charges (Applicable on the shortfall amount of minimum require balance) |
7.50% | 7.50%
(Applicable only for CD) |
| Minimum balance requirement in Saving Account |
Rs.1,000/- | - |
| Minimum balance requirement in FlexiSaving Account |
Rs.5,000/- | - |
| Minimum bal. requirement in Migrant Workers Account |
Rs.100/- | - |
| Minimum balance requirement in Current Account |
- | Rs.5,000/- |
Note : MINIMUM BALANCE charges are not applicable for Senior Citizen Saving Account/s.
| Cheque Book Related Charges | Saving | CD/CC/OD |
| Cheque Book Issue Charges |
Free of Charge - 42 Leaves allowed per year, thereafter Rs.2.50/- per leaf | Rs. 3.00 per leaf |
| For issue of loose cheque |
Rs. 10.00/- per leaf | Rs. 10.00/- per leaf |
| Cheque Book Destroy Charges (After 3 months from cheque book issue date) |
Rs. 50/- per cheque book destroyed | Rs. 100/- per cheque book destroyed |
| Changes in OperationalInstructions/ Addition /Deletion/Substitution of names / Change of Address etc. |
SB-Rs.100/- | Others - Rs.200/- |
| ATM Related Charges | |
| ATM Card Issue Charges |
NIL (free for 1st year) |
| ATM Card Annual Charges (from 2nd year beginning) |
Rs. 200/- |
| Issue of Duplicate ATM Card |
Rs. 250/- |
| ATM Card Transaction Charges (Free Transaction includes Financial as well as Non-Financial) | Metro City (Above 3 transactions | Non Metro City (Above 5 transactions |
| Financial Transactions |
Rs. 20/- per transaction | Rs. 20/- per transaction |
| Non-Financial Transactions |
Rs. 20/- per transaction | Rs. 20/- transaction |
| Collection of Outstation Cheques (as per RBI Circular) | Savings | Current |
| Up to Rs. 5000/- |
Rs.25/- Per Instrument | Rs.50/- per Instrument |
| Above Rs. 5000/- up to Rs. 10000/- |
Rs.50/- Per Instrument | Rs.100/- per Instrument |
| Above Rs. 10000/- up to Rs. 100000/- |
Rs.100/- Per Instrument | Rs.150/- per Instrument |
| Above Rs. 100000/- |
Rs.1/- Per thousand | Rs.1.50/- per thousand |
| Cash Deposit Charges | Savings |
| UptoRs. 100000/- |
Nil |
| Above Rs. 100,000/- |
Rs.1/- Per thousand |
| Cash Deposit Charges | Current /CC/OD |
| UptoRs. 500000/- |
Nil |
| Above Rs. 500,000/- |
Rs. 1.50/- Per thousand |
For Small Denomination Cash Deposit
No charges for 1 packet in the denomination of Rs.10, Rs.20 and Rs.50 and per day per account, beyond that charges of Rs.20/- per packet + GST.
Direct and Indirect Online Tax Payments.
| e-tax Filing Return amount | |
| Tax amount uptoRs. 50,000/- |
Rs.100/- |
| Tax amount above Rs. 50,000/- to Rs. 2.50 lakhs |
Rs.200/- |
| Tax amount above Rs. 2.50 Lakhs to Rs. 5.00 Lakhs |
Rs.300/- |
| Tax Amount above Rs. 5.00 Lakhs |
Rs.300/- + Rs. 100/- (in addition on increase of per lakh) |
| Particulars | Charges |
| operation through POA/Mandate/Change of Signature of Authority |
Rs. 100/- per modification / change |
| SMS Alert Charges | Charges |
| SMS Alert Charges |
Rs.100/- Per year per customer id |
| Locker Charges | Charges |
| One Time Locker registration charge |
Rs.1000/- for any type of locker |
| Locker Rent |
Small Locker : Rs.1500/- p.a.
Medium Locker : Rs.1875/- p.a.
Large Locker : Rs.2875/- p.a. |
| Locker Break Open Charges |
Rs.1000/- in additional to the charges levied by the Company for Break Open |
| Penality for delay in payment of Rent per month or part thereof |
Small Locker : Rs.50 /-
Medium Locker : Rs.75/-
Large Locker : Rs.100/- |
| Locker operating charges |
24 operations free per year . Rs.100/- per operation from 25th operation. |
Old Records retrieval charges (Newly introduced)
A) Information relating to old entries
| SLAB | Charges |
| Upto 1 month |
NIL |
| Above 1 Month and upto 1 Year |
Rs.50/- per entry |
| Above 1 Year and upto 2 Years |
Rs. 100/- per entry |
| Above 2 Year and upto 3 Years |
Rs. 150/- per entry |
| Above 3 Years |
Rs. 200/- per entry |
B) Copy of old records in the form of vouchers /Document etc. (as per NI ACT)
| SLAB | Charges |
| Within Year |
Rs.100/- per voucher/document |
| After 1 year |
Rs.200/- per voucher/document |
Note : The above service charges are exclusive of GST (@18%) as applicable under the Finance Act.
